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If you're feeling the economic pinch at the end of the month, you should check into online payday loans. Direct payday loans are a new way to help you cover unforeseen expenses, emergencies and any other situations that require extra cash. Online payday lenders are plentiful. Just run a Google search to find one that you like.

Payday loans online are very simple:
1. You must be over 18 years old.
2. You must first qualify for the loan by proving that you have a job that has paid you over $1,000 per month for the last three months.
3. You must also have a checking account that has been open for at least three months.

These cash advance loans are convenient and speedy. You can have the needed cash within 24 hours in most cases. Sometimes, you can get it the same day if you apply in the morning.

Once your loan has been approved, the money is deposited directly into your checking account. On your payday, the original loan amount plus fees will be drafted from your account by the lender.

The main difference between online payday lenders and local lenders is convenience. You don't have to drive down to the local branch to wait in line. You won't have to return to their office if you decide to extend the loan by paying the fees.

Online payday loans are easier than any other traditional methods of getting quick cash. There's no need to take your possessions to a pawn shop. You don't need a credit card to get an advance. All you need is a steady income and a checking account to get cash from Payday Loans USA.

Like any type of payday loan, online payday loans have the potential to be abused. If your payday rolls around and you can't afford to repay the loan, you can pay the interest and let the loan roll over to your next payday. Of course, that means you'll have to pay the service fee twice, but you won't be charged an overdraft fee by your bank.

If you have an emergency, direct payday loans can be just what you need to get through your lack of cash. They're convenient and fast. Plus, they're easy to get if you meet the minimum qualifications.

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